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Reverse Mortgage Quick Facts Written by LeeAnn Reynolds on July 25, 2018 Reverse Mortgage Quick Facts. If you’re a senior citizen and want access to more funds, a reverse mortgage can let you tap in to your house’s equity. However, as with all financial decisions, you’ll want to do research before deciding whether or not to get one.
The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval.
A reverse mortgage is a unique tool designed for seniors 62 and older. You enjoy access to part of the equity in your home and the freedom and comfort of the home you’ve known for so many years. A reverse mortgage can be an effective tool for giving seniors additional cash to live on using the equity in their home.
Are you wondering if you or someone you love may qualify for a reverse mortgage and how the process works? Here are some fast facts to help. reverse mortgages are available to many senior homeowners and the funds are yours to do with what you wish.
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These 10 reverse mortgage facts can help you feel more confident when. The amount of money available to the borrower is determined by the.
The two types of reverse mortgage interest rates. reverse mortgage interest rates can be fixed or adjustable. The type of interest rate you choose determines your payout options. Of course, each rate type and payout option has pros and cons. Fixed-rate reverse mortgages offer the borrower a lump sum of cash and predictable interest rates.
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Before considering one of these loans, it pays to know the facts about reverse mortgages. A reverse mortgage does not work the same as other home loans. A reverse mortgage, sometimes known as a Home Equity Conversion Mortgage (HECM), is a unique type of loan for homeowners aged 62 and older that.