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The percentage of Winston-Salem-area homeowners late on their mortgage payments continued to decline in April, CoreLogic, a national real-estate research firm, reported Tuesday. The rate was 4.7% in.
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Buying a house usually means going through the process of finding a mortgage. While it's easy to find a mortgage, it can be a lot more complicated to make sure.
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Mortgage loan basics Basic concepts and legal regulation. According to Anglo-American property law, a mortgage occurs when an owner (usually of a fee simple interest in realty) pledges his or her interest (right to the property) as security or collateral for a loan. Therefore, a mortgage is an encumbrance (limitation) on the right to the property just as an easement would be, but because most.