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Separate Homestead Exemptions for Married Couples. Some counties will use the above provision as a basis for denying you a Florida homestead exemption because they believe that, even if you are not on the title to the property, because you are married, you are indirecly benefiting from your.
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A bank often includes a homestead waiver in a mortgage so that they can recoup their losses up to the full loan amount in case of foreclosure, rather than having part of the property exempt from the claims of creditors under a homestead exemption.
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Homestead Exemptions Across the States: A homestead is the primary residence owned and lived in by a person or a family. A homestead exemption protects at least part of the value of the homestead from creditors. Texas and a few other states, as the second column in the table below shows, provide unlimited protection up to the full value of a home.
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